Call reports 2005
MIDWEST BANK — 2005
What MIDWEST BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 279,600,000 | 282,623,000 | 273,734,000 | 288,134,000 |
| Total loans | 134,548,000 | 137,729,000 | 143,730,000 | 141,751,000 |
| Allowance for loan losses | 1,553,000 | 1,649,000 | 1,718,000 | 1,811,000 |
| Securities available for sale | 116,037,000 | 116,150,000 | 102,618,000 | 97,528,000 |
| Securities held to maturity | 774,000 | 629,000 | 630,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,432,000 | 172,942,000 | 166,362,000 | 184,455,000 |
| Interest-bearing deposits | 165,681,000 | 162,531,000 | 155,627,000 | 171,869,000 |
| Noninterest-bearing deposits | 10,750,000 | 10,411,000 | 10,735,000 | 12,586,000 |
| Equity capital | 24,624,000 | 26,894,000 | 22,744,000 | 32,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,206,000 | 6,758,000 | 10,398,000 | 3,855,000 |
| Interest expense | 1,311,000 | 2,793,000 | 4,459,000 | 1,852,000 |
| Net interest income | 1,895,000 | 3,965,000 | 5,939,000 | 2,003,000 |
| Noninterest income | 445,000 | 967,000 | 1,431,000 | 585,000 |
| Noninterest expense | 1,530,000 | 3,001,000 | 4,519,000 | 1,498,000 |
| Provision for loan losses | -383,000 | -283,000 | -183,000 | 100,000 |
| Pretax income | 1,593,000 | 2,582,000 | 320,000 | 990,000 |
| Income tax | 527,000 | 779,000 | -156,000 | 348,000 |
| Net income | 1,066,000 | 1,803,000 | 476,000 | 642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,939,000 | 24,688,000 | 17,535,000 | 18,806,000 |
| Total capital | 25,492,000 | 26,337,000 | 19,253,000 | 20,617,000 |
| Risk-weighted assets | 178,938,000 | 179,621,000 | 170,361,000 | 178,879,000 |