Call reports 2004
MIDWEST BANK — 2004
What MIDWEST BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 287,665,000 | 307,343,000 | 323,142,000 | 274,038,000 |
| Total loans | 136,923,000 | 131,879,000 | 136,278,000 | 132,408,000 |
| Allowance for loan losses | 1,197,000 | 1,355,000 | 1,417,000 | 1,744,000 |
| Securities available for sale | 119,824,000 | 132,620,000 | 142,398,000 | 94,771,000 |
| Securities held to maturity | 794,000 | 794,000 | 794,000 | 774,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,896,000 | 179,456,000 | 176,213,000 | 180,782,000 |
| Interest-bearing deposits | 155,735,000 | 168,425,000 | 166,113,000 | 166,397,000 |
| Noninterest-bearing deposits | 10,161,000 | 11,032,000 | 10,099,000 | 14,385,000 |
| Equity capital | 24,732,000 | 23,977,000 | 23,915,000 | 23,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,375,000 | 6,642,000 | 10,090,000 | 13,446,000 |
| Interest expense | 1,464,000 | 2,921,000 | 4,491,000 | 5,981,000 |
| Net interest income | 1,911,000 | 3,721,000 | 5,599,000 | 7,465,000 |
| Noninterest income | 415,000 | 983,000 | 1,579,000 | 2,140,000 |
| Noninterest expense | 1,398,000 | 2,842,000 | 4,318,000 | 6,452,000 |
| Provision for loan losses | 156,000 | 312,000 | 468,000 | 824,000 |
| Pretax income | 790,000 | 1,796,000 | 1,823,000 | -2,216,000 |
| Income tax | 190,000 | 476,000 | 363,000 | -1,306,000 |
| Net income | 600,000 | 1,320,000 | 1,460,000 | -910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,510,000 | 21,790,000 | 21,011,000 | 21,936,000 |
| Total capital | 22,707,000 | 23,144,000 | 22,428,000 | 23,685,000 |
| Risk-weighted assets | 181,981,000 | 188,218,000 | 197,676,000 | 172,229,000 |