Call reports 2003
MIDWEST BANK — 2003
What MIDWEST BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 279,785,000 | 296,585,000 | 286,085,000 | 286,334,000 |
| Total loans | 114,924,000 | 116,148,000 | 121,037,000 | 124,344,000 |
| Allowance for loan losses | 1,180,000 | 1,034,000 | 1,162,000 | 1,255,000 |
| Securities available for sale | 140,895,000 | 157,922,000 | 139,650,000 | 112,086,000 |
| Securities held to maturity | 1,095,000 | 995,000 | 994,000 | 894,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,624,000 | 178,050,000 | 164,307,000 | 165,332,000 |
| Interest-bearing deposits | 158,049,000 | 168,113,000 | 154,572,000 | 153,844,000 |
| Noninterest-bearing deposits | 9,575,000 | 9,937,000 | 9,735,000 | 11,488,000 |
| Equity capital | 23,889,000 | 24,248,000 | 22,668,000 | 25,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,658,000 | 7,096,000 | 10,518,000 | 13,971,000 |
| Interest expense | 1,757,000 | 3,446,000 | 5,025,000 | 6,537,000 |
| Net interest income | 1,901,000 | 3,650,000 | 5,493,000 | 7,434,000 |
| Noninterest income | 486,000 | 999,000 | 1,593,000 | 2,236,000 |
| Noninterest expense | 1,375,000 | 2,714,000 | 4,114,000 | 5,623,000 |
| Provision for loan losses | 120,000 | 380,000 | 528,000 | 750,000 |
| Pretax income | 1,032,000 | 2,274,000 | 3,234,000 | 4,332,000 |
| Income tax | 263,000 | 599,000 | 825,000 | 1,108,000 |
| Net income | 769,000 | 1,675,000 | 2,409,000 | 3,224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,892,000 | 19,292,000 | 18,829,000 | 21,875,000 |
| Total capital | 20,163,000 | 20,326,000 | 19,991,000 | 23,130,000 |
| Risk-weighted assets | 149,588,000 | 164,214,000 | 168,763,000 | 175,815,000 |