Call reports 2007
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION — 2007
What FIRST FINANCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 125,805,000 | 129,844,000 | 132,565,000 | 132,147,000 |
| Total loans | 45,768,000 | 45,772,000 | 47,200,000 | 50,125,000 |
| Allowance for loan losses | 734,000 | 688,000 | 685,000 | 691,000 |
| Securities available for sale | 59,282,000 | 64,246,000 | 62,876,000 | 61,912,000 |
| Securities held to maturity | 3,587,000 | 3,587,000 | 3,586,000 | 3,587,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,195,000 | 103,392,000 | 113,924,000 | 113,973,000 |
| Interest-bearing deposits | 72,423,000 | 70,599,000 | 78,053,000 | 79,022,000 |
| Noninterest-bearing deposits | 33,772,000 | 32,793,000 | 35,871,000 | 34,951,000 |
| Equity capital | 15,482,000 | 15,145,000 | 15,637,000 | 16,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,878,000 | 3,720,000 | 5,559,000 | 7,478,000 |
| Interest expense | 492,000 | 996,000 | 1,478,000 | 1,925,000 |
| Net interest income | 1,386,000 | 2,724,000 | 4,081,000 | 5,553,000 |
| Noninterest income | 399,000 | 744,000 | 1,085,000 | 1,510,000 |
| Noninterest expense | 905,000 | 1,780,000 | 2,675,000 | 3,529,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 122,000 |
| Pretax income | 830,000 | 1,638,000 | 2,441,000 | 3,412,000 |
| Income tax | 260,000 | 516,000 | 767,000 | 1,084,000 |
| Net income | 570,000 | 1,122,000 | 1,674,000 | 2,328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,217,000 | 10,442,000 | 10,500,000 | 10,661,000 |
| Total capital | 10,951,000 | 11,130,000 | 11,185,000 | 11,354,000 |
| Risk-weighted assets | 59,332,000 | 60,750,000 | 62,183,000 | 64,207,000 |