Call reports 2005
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION — 2005
What FIRST FINANCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 66,316,000 | 138,305,000 | 124,313,000 | 148,689,000 |
| Total loans | 34,324,000 | 51,620,000 | 49,504,000 | 49,626,000 |
| Allowance for loan losses | 450,000 | 587,000 | 598,000 | 624,000 |
| Securities available for sale | 14,127,000 | 48,428,000 | 48,198,000 | 61,268,000 |
| Securities held to maturity | 8,419,000 | 7,616,000 | 6,114,000 | 5,613,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,032,000 | 124,105,000 | 110,064,000 | 128,436,000 |
| Interest-bearing deposits | 41,525,000 | 76,031,000 | 78,906,000 | 84,323,000 |
| Noninterest-bearing deposits | 18,507,000 | 48,074,000 | 31,158,000 | 44,113,000 |
| Equity capital | 6,042,000 | 13,552,000 | 13,811,000 | 14,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 829,000 | 2,323,000 | 3,882,000 | 5,620,000 |
| Interest expense | 94,000 | 347,000 | 631,000 | 998,000 |
| Net interest income | 735,000 | 1,976,000 | 3,251,000 | 4,622,000 |
| Noninterest income | 240,000 | 568,000 | 902,000 | 1,267,000 |
| Noninterest expense | 560,000 | 1,514,000 | 2,419,000 | 3,296,000 |
| Provision for loan losses | 0 | 50,000 | 100,000 | 132,000 |
| Pretax income | 415,000 | 997,000 | 1,651,000 | 2,480,000 |
| Income tax | 126,000 | 302,000 | 503,000 | 765,000 |
| Net income | 289,000 | 695,000 | 1,148,000 | 1,715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,149,000 | 7,986,000 | 8,060,000 | 8,255,000 |
| Total capital | 6,599,000 | 8,575,000 | 8,659,000 | 8,880,000 |
| Risk-weighted assets | 38,431,000 | 65,698,000 | 61,396,000 | 67,153,000 |