Call reports 2004
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION — 2004
What FIRST FINANCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 58,268,000 | 57,875,000 | 60,367,000 | 61,798,000 |
| Total loans | 31,913,000 | 33,013,000 | 34,424,000 | 34,507,000 |
| Allowance for loan losses | 430,000 | 441,000 | 442,000 | 447,000 |
| Securities available for sale | 12,608,000 | 12,440,000 | 12,498,000 | 13,201,000 |
| Securities held to maturity | 9,659,000 | 8,855,000 | 8,079,000 | 7,801,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,270,000 | 52,016,000 | 54,264,000 | 55,782,000 |
| Interest-bearing deposits | 33,943,000 | 35,087,000 | 35,049,000 | 37,796,000 |
| Noninterest-bearing deposits | 17,326,000 | 16,929,000 | 19,215,000 | 17,986,000 |
| Equity capital | 5,993,000 | 5,657,000 | 5,862,000 | 5,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 760,000 | 1,518,000 | 2,300,000 | 3,097,000 |
| Interest expense | 69,000 | 135,000 | 205,000 | 282,000 |
| Net interest income | 691,000 | 1,383,000 | 2,095,000 | 2,815,000 |
| Noninterest income | 166,000 | 351,000 | 583,000 | 783,000 |
| Noninterest expense | 483,000 | 966,000 | 1,468,000 | 1,942,000 |
| Provision for loan losses | 0 | 15,000 | 15,000 | 15,000 |
| Pretax income | 376,000 | 756,000 | 1,197,000 | 1,644,000 |
| Income tax | 112,000 | 226,000 | 357,000 | 493,000 |
| Net income | 264,000 | 530,000 | 840,000 | 1,151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,797,000 | 5,789,000 | 5,824,000 | 5,860,000 |
| Total capital | 6,229,000 | 6,231,000 | 6,268,000 | 6,308,000 |
| Risk-weighted assets | 35,146,000 | 36,058,000 | 37,330,000 | 37,817,000 |