Call reports 2003
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION — 2003
What FIRST FINANCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 60,492,000 | 58,379,000 | 58,534,000 | 58,107,000 |
| Total loans | 31,319,000 | 31,714,000 | 31,108,000 | 30,921,000 |
| Allowance for loan losses | 463,000 | 445,000 | 431,000 | 418,000 |
| Securities available for sale | 8,110,000 | 7,393,000 | 9,266,000 | 11,778,000 |
| Securities held to maturity | 12,806,000 | 11,722,000 | 11,283,000 | 10,458,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,041,000 | 51,906,000 | 52,291,000 | 52,076,000 |
| Interest-bearing deposits | 36,891,000 | 34,920,000 | 35,767,000 | 34,924,000 |
| Noninterest-bearing deposits | 17,150,000 | 16,986,000 | 16,524,000 | 17,152,000 |
| Equity capital | 6,131,000 | 6,217,000 | 6,020,000 | 5,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 827,000 | 1,616,000 | 2,398,000 | 3,174,000 |
| Interest expense | 98,000 | 185,000 | 263,000 | 341,000 |
| Net interest income | 729,000 | 1,431,000 | 2,135,000 | 2,833,000 |
| Noninterest income | 154,000 | 340,000 | 517,000 | 704,000 |
| Noninterest expense | 515,000 | 1,015,000 | 1,503,000 | 2,001,000 |
| Provision for loan losses | 0 | 5,000 | 5,000 | 5,000 |
| Pretax income | 368,000 | 751,000 | 1,144,000 | 1,531,000 |
| Income tax | 115,000 | 236,000 | 355,000 | 470,000 |
| Net income | 253,000 | 515,000 | 789,000 | 1,061,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,926,000 | 5,963,000 | 5,887,000 | 5,809,000 |
| Total capital | 6,376,000 | 6,406,000 | 6,320,000 | 6,228,000 |
| Risk-weighted assets | 35,981,000 | 35,180,000 | 34,900,000 | 34,765,000 |