Call reports 2025
OLD FORT BANKING COMPANY, THE — 2025
What OLD FORT BANKING COMPANY, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 835,306,000 | 856,192,000 | 870,722,000 | 845,174,000 |
| Total loans | 440,814,000 | 453,670,000 | 470,803,000 | 483,228,000 |
| Allowance for loan losses | 4,731,000 | 4,749,000 | 4,913,000 | 5,142,000 |
| Securities available for sale | 292,488,000 | 296,652,000 | 295,310,000 | 301,782,000 |
| Securities held to maturity | 14,756,000 | 14,748,000 | 13,804,000 | 12,353,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 781,849,000 | 802,298,000 | 808,754,000 | 781,594,000 |
| Interest-bearing deposits | 616,565,000 | 629,779,000 | 641,812,000 | 608,329,000 |
| Noninterest-bearing deposits | 165,284,000 | 172,519,000 | 166,942,000 | 173,265,000 |
| Equity capital | 49,488,000 | 49,503,000 | 56,967,000 | 58,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,302,000 | 16,780,000 | 25,883,000 | 35,525,000 |
| Interest expense | 3,370,000 | 6,794,000 | 10,371,000 | 13,689,000 |
| Net interest income | 4,932,000 | 9,986,000 | 15,512,000 | 21,836,000 |
| Noninterest income | 1,053,000 | 2,123,000 | 3,105,000 | 4,204,000 |
| Noninterest expense | 3,854,000 | 7,667,000 | 11,441,000 | 15,586,000 |
| Provision for loan losses | 25,000 | 50,000 | 210,000 | 452,000 |
| Pretax income | 2,106,000 | 4,392,000 | 6,971,000 | 10,004,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,106,000 | 4,392,000 | 6,971,000 | 10,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,306,000 | 72,622,000 | 73,371,000 | 73,405,000 |
| Total capital | 78,037,000 | 77,371,000 | 78,284,000 | 78,547,000 |
| Risk-weighted assets | 474,335,000 | 484,648,000 | 494,916,000 | 503,042,000 |