Call reports 2021
OLD FORT BANKING COMPANY, THE — 2021
What OLD FORT BANKING COMPANY, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 761,283,000 | 762,537,000 | 775,724,000 | 805,045,000 |
| Total loans | 470,411,000 | 437,452,000 | 418,879,000 | 409,422,000 |
| Allowance for loan losses | 4,634,000 | 4,874,000 | 4,933,000 | 4,920,000 |
| Securities available for sale | 202,426,000 | 224,328,000 | 242,763,000 | 267,426,000 |
| Securities held to maturity | 0 | 0 | 2,750,000 | 6,750,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 700,000,000 | 700,389,000 | 711,264,000 | 742,010,000 |
| Interest-bearing deposits | 501,811,000 | 500,712,000 | 507,964,000 | 524,905,000 |
| Noninterest-bearing deposits | 198,189,000 | 199,677,000 | 203,300,000 | 217,105,000 |
| Equity capital | 57,187,000 | 58,243,000 | 59,937,000 | 59,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,200,000 | 11,712,000 | 17,453,000 | 22,477,000 |
| Interest expense | 318,000 | 600,000 | 855,000 | 1,096,000 |
| Net interest income | 5,882,000 | 11,112,000 | 16,598,000 | 21,381,000 |
| Noninterest income | 1,721,000 | 3,239,000 | 4,707,000 | 6,113,000 |
| Noninterest expense | 3,659,000 | 7,426,000 | 11,363,000 | 14,938,000 |
| Provision for loan losses | 0 | 240,000 | 300,000 | 300,000 |
| Pretax income | 3,944,000 | 6,685,000 | 9,648,000 | 12,262,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,944,000 | 6,685,000 | 9,648,000 | 12,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,973,000 | 57,195,000 | 58,697,000 | 60,271,000 |
| Total capital | 60,607,000 | 62,069,000 | 63,630,000 | 65,191,000 |
| Risk-weighted assets | 418,519,000 | 419,439,000 | 431,398,000 | 440,165,000 |