Call reports 2019
OLD FORT BANKING COMPANY, THE — 2019
What OLD FORT BANKING COMPANY, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 539,967,000 | 550,499,000 | 561,540,000 | 566,263,000 |
| Total loans | 334,383,000 | 333,569,000 | 340,797,000 | 362,457,000 |
| Allowance for loan losses | 4,017,000 | 3,988,000 | 4,031,000 | 4,017,000 |
| Securities available for sale | 124,579,000 | 121,698,000 | 135,477,000 | 154,127,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 486,936,000 | 495,370,000 | 505,885,000 | 511,337,000 |
| Interest-bearing deposits | 382,742,000 | 391,141,000 | 401,218,000 | 401,480,000 |
| Noninterest-bearing deposits | 104,194,000 | 104,229,000 | 104,667,000 | 109,857,000 |
| Equity capital | 42,438,000 | 44,924,000 | 45,682,000 | 46,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,155,000 | 10,253,000 | 15,406,000 | 20,577,000 |
| Interest expense | 614,000 | 1,304,000 | 2,051,000 | 2,761,000 |
| Net interest income | 4,541,000 | 8,949,000 | 13,355,000 | 17,816,000 |
| Noninterest income | 704,000 | 1,623,000 | 2,572,000 | 3,526,000 |
| Noninterest expense | 2,905,000 | 5,976,000 | 9,142,000 | 12,638,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,340,000 | 4,596,000 | 6,785,000 | 8,862,000 |
| Income tax | 0 | 0 | 0 | -87,000 |
| Net income | 2,340,000 | 4,596,000 | 6,785,000 | 8,949,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,157,000 | 45,013,000 | 45,827,000 | 46,541,000 |
| Total capital | 49,237,000 | 49,069,000 | 49,932,000 | 50,558,000 |
| Risk-weighted assets | 355,645,000 | 349,923,000 | 359,546,000 | 379,093,000 |