Call reports 2018
OLD FORT BANKING COMPANY, THE — 2018
What OLD FORT BANKING COMPANY, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 534,559,000 | 523,886,000 | 533,786,000 | 532,827,000 |
| Total loans | 321,378,000 | 321,976,000 | 326,204,000 | 331,432,000 |
| Allowance for loan losses | 3,709,000 | 3,768,000 | 4,058,000 | 4,048,000 |
| Securities available for sale | 150,781,000 | 141,101,000 | 134,937,000 | 128,196,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 485,396,000 | 475,680,000 | 486,192,000 | 481,346,000 |
| Interest-bearing deposits | 390,070,000 | 377,575,000 | 380,491,000 | 372,677,000 |
| Noninterest-bearing deposits | 95,326,000 | 98,105,000 | 105,701,000 | 108,669,000 |
| Equity capital | 38,704,000 | 38,625,000 | 37,856,000 | 40,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,445,000 | 9,118,000 | 13,892,000 | 18,834,000 |
| Interest expense | 424,000 | 857,000 | 1,345,000 | 1,973,000 |
| Net interest income | 4,021,000 | 8,261,000 | 12,547,000 | 16,861,000 |
| Noninterest income | 806,000 | 1,610,000 | 2,241,000 | 3,033,000 |
| Noninterest expense | 2,894,000 | 5,779,000 | 8,661,000 | 11,620,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,933,000 | 4,092,000 | 6,127,000 | 8,274,000 |
| Income tax | 0 | 0 | 0 | -144,000 |
| Net income | 1,933,000 | 4,092,000 | 6,127,000 | 8,418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,817,000 | 44,275,000 | 44,311,000 | 45,027,000 |
| Total capital | 47,581,000 | 48,103,000 | 48,426,000 | 49,123,000 |
| Risk-weighted assets | 356,063,000 | 353,078,000 | 355,323,000 | 358,223,000 |