Call reports 2017
OLD FORT BANKING COMPANY, THE — 2017
What OLD FORT BANKING COMPANY, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 503,839,000 | 509,704,000 | 517,171,000 | 523,775,000 |
| Total loans | 299,998,000 | 306,193,000 | 307,731,000 | 315,329,000 |
| Allowance for loan losses | 3,184,000 | 3,538,000 | 3,544,000 | 3,618,000 |
| Securities available for sale | 162,848,000 | 158,477,000 | 152,560,000 | 158,533,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 449,608,000 | 449,249,000 | 462,100,000 | 469,155,000 |
| Interest-bearing deposits | 365,114,000 | 364,219,000 | 369,012,000 | 372,906,000 |
| Noninterest-bearing deposits | 84,494,000 | 85,030,000 | 93,088,000 | 96,249,000 |
| Equity capital | 39,615,000 | 41,653,000 | 41,850,000 | 41,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,150,000 | 8,328,000 | 12,547,000 | 16,922,000 |
| Interest expense | 401,000 | 811,000 | 1,224,000 | 1,650,000 |
| Net interest income | 3,749,000 | 7,517,000 | 11,323,000 | 15,272,000 |
| Noninterest income | 734,000 | 1,594,000 | 2,410,000 | 3,309,000 |
| Noninterest expense | 2,806,000 | 5,662,000 | 8,568,000 | 11,518,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 1,634,000 | 3,347,000 | 5,018,000 | 6,876,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,634,000 | 3,347,000 | 5,018,000 | 6,876,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,742,000 | 42,205,000 | 42,776,000 | 43,784,000 |
| Total capital | 44,986,000 | 45,808,000 | 46,386,000 | 47,469,000 |
| Risk-weighted assets | 339,913,000 | 344,230,000 | 342,927,000 | 354,634,000 |