Call reports 2013
OLD FORT BANKING COMPANY, THE — 2013
What OLD FORT BANKING COMPANY, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 429,483,000 | 421,151,000 | 425,500,000 | 427,645,000 |
| Total loans | 240,062,000 | 239,725,000 | 243,026,000 | 254,378,000 |
| Allowance for loan losses | 4,526,000 | 4,495,000 | 4,758,000 | 4,721,000 |
| Securities available for sale | 138,565,000 | 147,032,000 | 139,458,000 | 142,099,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 368,973,000 | 361,827,000 | 365,830,000 | 367,793,000 |
| Interest-bearing deposits | 316,957,000 | 310,322,000 | 315,129,000 | 313,163,000 |
| Noninterest-bearing deposits | 52,016,000 | 51,505,000 | 50,701,000 | 54,630,000 |
| Equity capital | 41,171,000 | 39,951,000 | 40,273,000 | 40,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,812,000 | 7,568,000 | 11,385,000 | 15,246,000 |
| Interest expense | 410,000 | 794,000 | 1,151,000 | 1,503,000 |
| Net interest income | 3,402,000 | 6,774,000 | 10,234,000 | 13,743,000 |
| Noninterest income | 986,000 | 1,804,000 | 2,558,000 | 3,236,000 |
| Noninterest expense | 2,893,000 | 5,720,000 | 8,545,000 | 11,423,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,433,000 | 2,818,000 | 4,084,000 | 5,212,000 |
| Income tax | 276,000 | 545,000 | 771,000 | 950,000 |
| Net income | 1,157,000 | 2,273,000 | 3,313,000 | 4,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,395,000 | 39,585,000 | 40,643,000 | 41,248,000 |
| Total capital | 41,788,000 | 42,986,000 | 44,093,000 | 44,828,000 |
| Risk-weighted assets | 265,319,000 | 267,618,000 | 271,396,000 | 282,149,000 |