Call reports 2012
OLD FORT BANKING COMPANY, THE — 2012
What OLD FORT BANKING COMPANY, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 408,853,000 | 404,094,000 | 405,789,000 | 413,479,000 |
| Total loans | 226,600,000 | 228,381,000 | 234,212,000 | 236,806,000 |
| Allowance for loan losses | 4,683,000 | 4,591,000 | 4,502,000 | 4,453,000 |
| Securities available for sale | 129,189,000 | 132,592,000 | 139,748,000 | 139,630,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 346,459,000 | 339,647,000 | 339,020,000 | 357,249,000 |
| Interest-bearing deposits | 304,170,000 | 296,205,000 | 294,600,000 | 301,236,000 |
| Noninterest-bearing deposits | 42,289,000 | 43,442,000 | 44,420,000 | 56,013,000 |
| Equity capital | 38,530,000 | 40,298,000 | 41,231,000 | 36,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,008,000 | 7,988,000 | 11,900,000 | 15,826,000 |
| Interest expense | 665,000 | 1,261,000 | 1,838,000 | 2,280,000 |
| Net interest income | 3,343,000 | 6,727,000 | 10,062,000 | 13,546,000 |
| Noninterest income | 806,000 | 1,648,000 | 2,691,000 | 3,544,000 |
| Noninterest expense | 2,941,000 | 5,877,000 | 9,240,000 | 12,594,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,208,000 | 2,498,000 | 3,513,000 | 4,496,000 |
| Income tax | 246,000 | 512,000 | 675,000 | 811,000 |
| Net income | 962,000 | 1,986,000 | 2,838,000 | 3,685,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,071,000 | 37,054,000 | 37,400,000 | 33,244,000 |
| Total capital | 39,349,000 | 40,343,000 | 40,754,000 | 36,617,000 |
| Risk-weighted assets | 256,399,000 | 256,942,000 | 262,021,000 | 263,886,000 |