Call reports 2011
OLD FORT BANKING COMPANY, THE — 2011
What OLD FORT BANKING COMPANY, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 377,181,000 | 372,369,000 | 382,390,000 | 389,714,000 |
| Total loans | 242,282,000 | 234,556,000 | 232,870,000 | 224,301,000 |
| Allowance for loan losses | 5,593,000 | 5,761,000 | 5,657,000 | 4,815,000 |
| Securities available for sale | 82,614,000 | 99,950,000 | 105,452,000 | 115,889,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,063,000 | 317,537,000 | 321,272,000 | 328,578,000 |
| Interest-bearing deposits | 288,702,000 | 285,115,000 | 287,693,000 | 288,818,000 |
| Noninterest-bearing deposits | 31,361,000 | 32,422,000 | 33,579,000 | 39,760,000 |
| Equity capital | 33,991,000 | 35,375,000 | 36,823,000 | 37,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,146,000 | 8,337,000 | 12,407,000 | 16,400,000 |
| Interest expense | 867,000 | 1,695,000 | 2,421,000 | 3,105,000 |
| Net interest income | 3,279,000 | 6,642,000 | 9,986,000 | 13,295,000 |
| Noninterest income | 736,000 | 854,000 | 1,066,000 | 1,870,000 |
| Noninterest expense | 2,951,000 | 5,691,000 | 8,458,000 | 11,236,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 1,800,000 |
| Pretax income | 675,000 | 1,471,000 | 2,284,000 | 3,169,000 |
| Income tax | 114,000 | 263,000 | 408,000 | 560,000 |
| Net income | 561,000 | 1,208,000 | 1,876,000 | 2,609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,308,000 | 33,540,000 | 34,398,000 | 35,080,000 |
| Total capital | 35,674,000 | 36,840,000 | 37,656,000 | 38,283,000 |
| Risk-weighted assets | 264,516,000 | 258,087,000 | 254,936,000 | 250,472,000 |