Call reports 2009
OLD FORT BANKING COMPANY, THE — 2009
What OLD FORT BANKING COMPANY, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 393,341,000 | 400,483,000 | 386,766,000 | 391,649,000 |
| Total loans | 298,774,000 | 305,159,000 | 289,706,000 | 283,263,000 |
| Allowance for loan losses | 5,164,000 | 5,216,000 | 4,535,000 | 4,725,000 |
| Securities available for sale | 60,942,000 | 58,447,000 | 59,904,000 | 56,432,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 318,116,000 | 324,745,000 | 316,005,000 | 321,157,000 |
| Interest-bearing deposits | 288,691,000 | 298,060,000 | 290,103,000 | 294,799,000 |
| Noninterest-bearing deposits | 29,425,000 | 26,685,000 | 25,902,000 | 26,358,000 |
| Equity capital | 30,172,000 | 30,408,000 | 30,918,000 | 30,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,106,000 | 10,085,000 | 15,094,000 | 19,852,000 |
| Interest expense | 1,918,000 | 3,718,000 | 5,459,000 | 7,044,000 |
| Net interest income | 3,188,000 | 6,367,000 | 9,635,000 | 12,808,000 |
| Noninterest income | 619,000 | 1,353,000 | 2,047,000 | 2,775,000 |
| Noninterest expense | 2,658,000 | 5,616,000 | 8,407,000 | 11,321,000 |
| Provision for loan losses | 188,000 | 505,000 | 4,018,000 | 5,180,000 |
| Pretax income | 1,005,000 | 1,935,000 | -357,000 | -531,000 |
| Income tax | 215,000 | 405,000 | -502,000 | -692,000 |
| Net income | 790,000 | 1,530,000 | 145,000 | 161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,106,000 | 29,800,000 | 29,557,000 | 28,451,000 |
| Total capital | 33,041,000 | 33,810,000 | 33,415,000 | 32,237,000 |
| Risk-weighted assets | 312,752,000 | 318,150,000 | 305,563,000 | 299,340,000 |