Call reports 2006
OLD FORT BANKING COMPANY, THE — 2006
What OLD FORT BANKING COMPANY, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 342,018,000 | 352,453,000 | 357,386,000 | 355,081,000 |
| Total loans | 253,106,000 | 261,780,000 | 265,086,000 | 263,792,000 |
| Allowance for loan losses | 2,741,000 | 2,826,000 | 2,938,000 | 2,911,000 |
| Securities available for sale | 67,088,000 | 67,417,000 | 69,080,000 | 65,555,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 297,587,000 | 312,907,000 | 316,165,000 | 312,605,000 |
| Interest-bearing deposits | 274,866,000 | 288,206,000 | 292,480,000 | 288,264,000 |
| Noninterest-bearing deposits | 22,721,000 | 24,701,000 | 23,685,000 | 24,341,000 |
| Equity capital | 27,077,000 | 27,334,000 | 29,198,000 | 28,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,852,000 | 10,029,000 | 15,578,000 | 21,149,000 |
| Interest expense | 2,057,000 | 4,449,000 | 7,182,000 | 9,971,000 |
| Net interest income | 2,795,000 | 5,580,000 | 8,396,000 | 11,178,000 |
| Noninterest income | 479,000 | 1,043,000 | 1,625,000 | 2,164,000 |
| Noninterest expense | 2,169,000 | 4,431,000 | 6,639,000 | 8,815,000 |
| Provision for loan losses | 125,000 | 235,000 | 385,000 | 385,000 |
| Pretax income | 982,000 | 1,959,000 | 2,999,000 | 4,149,000 |
| Income tax | 211,000 | 416,000 | 634,000 | 882,000 |
| Net income | 771,000 | 1,543,000 | 2,365,000 | 3,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,951,000 | 28,711,000 | 29,558,000 | 29,463,000 |
| Total capital | 30,692,000 | 31,537,000 | 32,496,000 | 32,374,000 |
| Risk-weighted assets | 288,874,000 | 288,939,000 | 294,182,000 | 299,046,000 |