Call reports 2001
OLD FORT BANKING COMPANY, THE — 2001
What OLD FORT BANKING COMPANY, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 246,075,000 | 240,596,000 | 250,330,000 | 256,628,000 |
| Total loans | 161,566,000 | 168,830,000 | 168,972,000 | 172,805,000 |
| Allowance for loan losses | 2,406,000 | 2,465,000 | 2,418,000 | 2,446,000 |
| Securities available for sale | 49,697,000 | 55,118,000 | 62,705,000 | 68,511,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,079,000 | 211,153,000 | 219,444,000 | 224,130,000 |
| Interest-bearing deposits | 200,663,000 | 194,106,000 | 202,047,000 | 205,351,000 |
| Noninterest-bearing deposits | 16,416,000 | 17,047,000 | 17,397,000 | 18,779,000 |
| Equity capital | 20,015,000 | 20,532,000 | 21,848,000 | 20,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,542,000 | 9,055,000 | 13,502,000 | 17,815,000 |
| Interest expense | 2,509,000 | 4,879,000 | 7,129,000 | 9,080,000 |
| Net interest income | 2,033,000 | 4,176,000 | 6,373,000 | 8,735,000 |
| Noninterest income | 279,000 | 565,000 | 928,000 | 1,231,000 |
| Noninterest expense | 1,552,000 | 3,087,000 | 4,610,000 | 6,206,000 |
| Provision for loan losses | 15,000 | 70,000 | 155,000 | 385,000 |
| Pretax income | 786,000 | 1,641,000 | 2,621,000 | 3,496,000 |
| Income tax | 148,000 | 313,000 | 516,000 | 679,000 |
| Net income | 638,000 | 1,328,000 | 2,105,000 | 2,817,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,536,000 | 20,219,000 | 21,007,000 | 20,706,000 |
| Total capital | 21,727,000 | 22,461,000 | 23,279,000 | 22,992,000 |
| Risk-weighted assets | 175,043,000 | 179,118,000 | 181,578,000 | 182,738,000 |