Call reports 2017
STATE BANK OF BLUE RAPIDS — 2017
What STATE BANK OF BLUE RAPIDS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Total assets | 45,700,000 | 45,571,000 |
| Total loans | 24,501,000 | 24,558,000 |
| Allowance for loan losses | 252,000 | 243,000 |
| Securities available for sale | 16,943,000 | 16,407,000 |
| Securities held to maturity | 200,000 | 200,000 |
| Trading assets | 0 | 0 |
| Total deposits | 40,421,000 | 40,216,000 |
| Interest-bearing deposits | 34,953,000 | 34,899,000 |
| Noninterest-bearing deposits | 5,468,000 | 5,317,000 |
| Equity capital | 5,058,000 | 5,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Interest income | 357,000 | 715,000 |
| Interest expense | 37,000 | 72,000 |
| Net interest income | 320,000 | 643,000 |
| Noninterest income | 39,000 | 82,000 |
| Noninterest expense | 298,000 | 586,000 |
| Provision for loan losses | 0 | 25,000 |
| Pretax income | 61,000 | 114,000 |
| Income tax | 0 | 32,000 |
| Net income | 61,000 | 82,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Tier 1 capital | 5,072,000 | 5,069,000 |
| Total capital | 5,324,000 | 5,312,000 |
| Risk-weighted assets | 24,154,000 | 24,192,000 |