Call reports 2015
STATE BANK OF BLUE RAPIDS — 2015
What STATE BANK OF BLUE RAPIDS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 50,110,000 | 48,038,000 | 45,889,000 | 46,599,000 |
| Total loans | 22,615,000 | 23,833,000 | 24,221,000 | 24,563,000 |
| Allowance for loan losses | 240,000 | 240,000 | 241,000 | 249,000 |
| Securities available for sale | 22,923,000 | 22,102,000 | 18,986,000 | 18,439,000 |
| Securities held to maturity | 267,000 | 267,000 | 267,000 | 233,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,956,000 | 42,854,000 | 40,544,000 | 41,457,000 |
| Interest-bearing deposits | 35,177,000 | 33,395,000 | 31,777,000 | 32,018,000 |
| Noninterest-bearing deposits | 9,779,000 | 9,459,000 | 8,767,000 | 9,439,000 |
| Equity capital | 4,899,000 | 4,903,000 | 4,991,000 | 4,974,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 359,000 | 710,000 | 1,064,000 | 1,414,000 |
| Interest expense | 41,000 | 79,000 | 116,000 | 152,000 |
| Net interest income | 318,000 | 631,000 | 948,000 | 1,262,000 |
| Noninterest income | 41,000 | 71,000 | 120,000 | 162,000 |
| Noninterest expense | 297,000 | 582,000 | 877,000 | 1,162,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 62,000 | 120,000 | 190,000 | 251,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 62,000 | 120,000 | 190,000 | 251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,858,000 | 4,917,000 | 4,962,000 | 4,975,000 |
| Total capital | 5,098,000 | 5,157,000 | 5,203,000 | 5,224,000 |
| Risk-weighted assets | 26,211,000 | 25,344,000 | 24,704,000 | 24,965,000 |