Call reports 2012
STATE BANK OF BLUE RAPIDS — 2012
What STATE BANK OF BLUE RAPIDS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 49,291,000 | 48,754,000 | 49,994,000 | 46,390,000 |
| Total loans | 25,485,000 | 25,171,000 | 24,644,000 | 22,996,000 |
| Allowance for loan losses | 372,000 | 327,000 | 331,000 | 333,000 |
| Securities available for sale | 18,546,000 | 21,345,000 | 21,049,000 | 21,541,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,534,000 | 43,920,000 | 45,027,000 | 41,619,000 |
| Interest-bearing deposits | 38,854,000 | 38,337,000 | 39,172,000 | 35,522,000 |
| Noninterest-bearing deposits | 5,680,000 | 5,583,000 | 5,855,000 | 6,097,000 |
| Equity capital | 4,436,000 | 4,474,000 | 4,507,000 | 4,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 435,000 | 829,000 | 1,218,000 | 1,608,000 |
| Interest expense | 97,000 | 190,000 | 278,000 | 357,000 |
| Net interest income | 338,000 | 639,000 | 940,000 | 1,251,000 |
| Noninterest income | 46,000 | 97,000 | 153,000 | 206,000 |
| Noninterest expense | 285,000 | 563,000 | 833,000 | 1,119,000 |
| Provision for loan losses | 12,000 | 12,000 | 52,000 | 52,000 |
| Pretax income | 87,000 | 161,000 | 208,000 | 286,000 |
| Income tax | 5,000 | 7,000 | 14,000 | 10,000 |
| Net income | 82,000 | 154,000 | 194,000 | 276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,342,000 | 4,414,000 | 4,454,000 | 4,512,000 |
| Total capital | 4,675,000 | 4,741,000 | 4,785,000 | 4,825,000 |
| Risk-weighted assets | 26,638,000 | 26,267,000 | 27,501,000 | 25,069,000 |