Call reports 2011
STATE BANK OF BLUE RAPIDS — 2011
What STATE BANK OF BLUE RAPIDS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 50,450,000 | 48,427,000 | 48,156,000 | 48,779,000 |
| Total loans | 25,012,000 | 25,714,000 | 24,909,000 | 27,073,000 |
| Allowance for loan losses | 386,000 | 384,000 | 352,000 | 370,000 |
| Securities available for sale | 21,928,000 | 21,453,000 | 18,981,000 | 18,039,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,005,000 | 43,791,000 | 43,324,000 | 44,151,000 |
| Interest-bearing deposits | 40,608,000 | 39,023,000 | 37,624,000 | 37,565,000 |
| Noninterest-bearing deposits | 5,397,000 | 4,768,000 | 5,700,000 | 6,586,000 |
| Equity capital | 4,113,000 | 4,256,000 | 4,347,000 | 4,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 466,000 | 911,000 | 1,356,000 | 1,782,000 |
| Interest expense | 168,000 | 306,000 | 419,000 | 522,000 |
| Net interest income | 298,000 | 605,000 | 937,000 | 1,260,000 |
| Noninterest income | 44,000 | 91,000 | 123,000 | 173,000 |
| Noninterest expense | 261,000 | 506,000 | 766,000 | 1,052,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 81,000 | 190,000 | 294,000 | 361,000 |
| Income tax | 8,000 | 11,000 | 24,000 | 26,000 |
| Net income | 73,000 | 179,000 | 270,000 | 335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,022,000 | 4,128,000 | 4,219,000 | 4,284,000 |
| Total capital | 4,349,000 | 4,455,000 | 4,547,000 | 4,629,000 |
| Risk-weighted assets | 26,765,000 | 26,857,000 | 26,276,000 | 27,662,000 |