Call reports 2009
STATE BANK OF BLUE RAPIDS — 2009
What STATE BANK OF BLUE RAPIDS reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 41,248,000 | 40,628,000 | 41,735,000 | 42,787,000 |
| Total loans | 23,437,000 | 23,933,000 | 24,102,000 | 24,480,000 |
| Allowance for loan losses | 193,000 | 193,000 | 192,000 | 192,000 |
| Securities available for sale | 13,413,000 | 14,658,000 | 15,194,000 | 16,517,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,651,000 | 35,903,000 | 36,798,000 | 38,038,000 |
| Interest-bearing deposits | 30,909,000 | 31,645,000 | 33,101,000 | 34,004,000 |
| Noninterest-bearing deposits | 5,742,000 | 4,258,000 | 3,697,000 | 4,034,000 |
| Equity capital | 4,177,000 | 4,240,000 | 4,351,000 | 4,363,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 506,000 | 1,011,000 | 1,513,000 | 2,005,000 |
| Interest expense | 206,000 | 414,000 | 628,000 | 838,000 |
| Net interest income | 300,000 | 597,000 | 885,000 | 1,167,000 |
| Noninterest income | 39,000 | 92,000 | 156,000 | 209,000 |
| Noninterest expense | 257,000 | 499,000 | 758,000 | 992,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 82,000 | 190,000 | 283,000 | 384,000 |
| Income tax | 0 | 20,000 | 35,000 | 57,000 |
| Net income | 82,000 | 170,000 | 248,000 | 327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,012,000 | 4,076,000 | 4,154,000 | 4,209,000 |
| Total capital | 4,205,000 | 4,269,000 | 4,346,000 | 4,401,000 |
| Risk-weighted assets | 23,259,000 | 23,275,000 | 23,812,000 | 24,492,000 |