Call reports 2002
STATE BANK OF BLUE RAPIDS — 2002
What STATE BANK OF BLUE RAPIDS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 30,212,000 | 30,077,000 | 30,742,000 | 32,235,000 |
| Total loans | 19,503,000 | 19,777,000 | 16,263,000 | 16,332,000 |
| Allowance for loan losses | 215,000 | 211,000 | 212,000 | 199,000 |
| Securities available for sale | 8,809,000 | 8,102,000 | 8,773,000 | 9,824,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,448,000 | 26,067,000 | 26,679,000 | 28,289,000 |
| Interest-bearing deposits | 23,792,000 | 23,535,000 | 24,266,000 | 24,728,000 |
| Noninterest-bearing deposits | 2,656,000 | 2,532,000 | 2,413,000 | 3,561,000 |
| Equity capital | 3,528,000 | 3,628,000 | 3,706,000 | 3,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 463,000 | 944,000 | 1,412,000 | 1,881,000 |
| Interest expense | 183,000 | 351,000 | 521,000 | 685,000 |
| Net interest income | 280,000 | 593,000 | 891,000 | 1,196,000 |
| Noninterest income | 27,000 | 67,000 | 108,000 | 139,000 |
| Noninterest expense | 189,000 | 371,000 | 569,000 | 804,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 118,000 | 289,000 | 430,000 | 531,000 |
| Income tax | 0 | 72,000 | 127,000 | 168,000 |
| Net income | 118,000 | 217,000 | 303,000 | 363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,418,000 | 3,503,000 | 3,589,000 | 3,634,000 |
| Total capital | 3,633,000 | 3,714,000 | 3,789,000 | 3,833,000 |
| Risk-weighted assets | 17,501,000 | 17,665,000 | 16,016,000 | 16,327,000 |