Call reports 2018
HOME CITY FEDERAL SAVINGS BANK — 2018
What HOME CITY FEDERAL SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Total assets | 167,636,000 | 165,845,000 | 169,996,000 |
| Total loans | 145,212,000 | 145,294,000 | 148,507,000 |
| Allowance for loan losses | 1,741,000 | 1,720,000 | 1,713,000 |
| Securities available for sale | 5,383,000 | 5,100,000 | 4,818,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 119,555,000 | 117,584,000 | 119,445,000 |
| Interest-bearing deposits | 110,099,000 | 109,414,000 | 109,450,000 |
| Noninterest-bearing deposits | 9,456,000 | 8,170,000 | 9,995,000 |
| Equity capital | 19,575,000 | 20,075,000 | 19,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Interest income | 1,802,000 | 3,639,000 | 5,538,000 |
| Interest expense | 388,000 | 813,000 | 1,259,000 |
| Net interest income | 1,414,000 | 2,826,000 | 4,279,000 |
| Noninterest income | 121,000 | 259,000 | 378,000 |
| Noninterest expense | 876,000 | 1,776,000 | 2,748,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 659,000 | 1,309,000 | 1,909,000 |
| Income tax | 140,000 | 275,000 | 399,000 |
| Net income | 519,000 | 1,034,000 | 1,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Tier 1 capital | 19,703,000 | 20,218,000 | 19,694,000 |
| Total capital | 21,099,000 | 21,635,000 | 21,139,000 |
| Risk-weighted assets | 111,349,000 | 113,079,000 | 115,403,000 |