Call reports 2005
DACOTAH BANK — 2005
What DACOTAH BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 |
|---|---|
| Total assets | 126,394,000 |
| Total loans | 75,984,000 |
| Allowance for loan losses | 1,266,000 |
| Securities available for sale | 36,087,000 |
| Securities held to maturity | 171,000 |
| Trading assets | 0 |
| Total deposits | 112,624,000 |
| Interest-bearing deposits | 99,310,000 |
| Noninterest-bearing deposits | 13,314,000 |
| Equity capital | 11,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 |
|---|---|
| Interest income | 1,522,000 |
| Interest expense | 534,000 |
| Net interest income | 988,000 |
| Noninterest income | 180,000 |
| Noninterest expense | 1,144,000 |
| Provision for loan losses | 63,000 |
| Pretax income | -39,000 |
| Income tax | -23,000 |
| Net income | -16,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 |
|---|---|
| Tier 1 capital | 9,584,000 |
| Total capital | 10,685,000 |
| Risk-weighted assets | 87,936,000 |