Call reports 2004
DACOTAH BANK — 2004
What DACOTAH BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 112,728,000 | 114,499,000 | 121,118,000 | 124,913,000 |
| Total loans | 59,335,000 | 68,750,000 | 73,476,000 | 76,770,000 |
| Allowance for loan losses | 1,070,000 | 1,119,000 | 1,160,000 | 1,178,000 |
| Securities available for sale | 39,446,000 | 33,892,000 | 34,603,000 | 34,418,000 |
| Securities held to maturity | 192,000 | 190,000 | 188,000 | 185,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,320,000 | 99,005,000 | 99,893,000 | 106,216,000 |
| Interest-bearing deposits | 87,478,000 | 85,273,000 | 88,758,000 | 92,616,000 |
| Noninterest-bearing deposits | 12,842,000 | 13,732,000 | 11,135,000 | 13,600,000 |
| Equity capital | 11,695,000 | 11,436,000 | 11,677,000 | 11,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,271,000 | 2,561,000 | 3,982,000 | 5,488,000 |
| Interest expense | 354,000 | 707,000 | 1,114,000 | 1,601,000 |
| Net interest income | 917,000 | 1,854,000 | 2,868,000 | 3,887,000 |
| Noninterest income | 183,000 | 350,000 | 570,000 | 790,000 |
| Noninterest expense | 850,000 | 1,742,000 | 2,796,000 | 4,078,000 |
| Provision for loan losses | 30,000 | 78,000 | 126,000 | 189,000 |
| Pretax income | 220,000 | 384,000 | 516,000 | 410,000 |
| Income tax | 76,000 | 137,000 | 189,000 | 141,000 |
| Net income | 144,000 | 247,000 | 327,000 | 269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,515,000 | 9,618,000 | 9,697,000 | 9,640,000 |
| Total capital | 10,386,000 | 10,611,000 | 10,754,000 | 10,734,000 |
| Risk-weighted assets | 69,470,000 | 79,307,000 | 84,425,000 | 87,440,000 |