Call reports 2002
DACOTAH BANK — 2002
What DACOTAH BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 102,730,000 | 98,084,000 | 101,804,000 | 99,583,000 |
| Total loans | 41,302,000 | 42,094,000 | 49,987,000 | 49,817,000 |
| Allowance for loan losses | 764,000 | 766,000 | 800,000 | 867,000 |
| Securities available for sale | 42,498,000 | 41,921,000 | 37,271,000 | 36,311,000 |
| Securities held to maturity | 245,000 | 241,000 | 228,000 | 215,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,969,000 | 85,860,000 | 89,259,000 | 86,937,000 |
| Interest-bearing deposits | 80,519,000 | 74,861,000 | 78,249,000 | 76,546,000 |
| Noninterest-bearing deposits | 10,450,000 | 10,999,000 | 11,010,000 | 10,391,000 |
| Equity capital | 10,952,000 | 11,352,000 | 11,576,000 | 11,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,403,000 | 2,793,000 | 4,164,000 | 5,575,000 |
| Interest expense | 572,000 | 1,123,000 | 1,656,000 | 2,153,000 |
| Net interest income | 831,000 | 1,670,000 | 2,508,000 | 3,422,000 |
| Noninterest income | 130,000 | 257,000 | 404,000 | 583,000 |
| Noninterest expense | 722,000 | 1,480,000 | 2,255,000 | 3,081,000 |
| Provision for loan losses | 60,000 | 175,000 | 280,000 | 421,000 |
| Pretax income | 197,000 | 290,000 | 395,000 | 521,000 |
| Income tax | 51,000 | 70,000 | 94,000 | 122,000 |
| Net income | 146,000 | 220,000 | 301,000 | 399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,883,000 | 8,956,000 | 9,038,000 | 9,135,000 |
| Total capital | 9,526,000 | 9,594,000 | 9,766,000 | 9,857,000 |
| Risk-weighted assets | 51,341,000 | 50,926,000 | 58,212,000 | 57,623,000 |