Call reports 2001
DACOTAH BANK — 2001
What DACOTAH BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 61,329,000 | 98,123,000 | 101,216,000 | 101,431,000 |
| Total loans | 20,488,000 | 43,031,000 | 44,734,000 | 44,092,000 |
| Allowance for loan losses | 351,000 | 881,000 | 794,000 | 798,000 |
| Securities available for sale | 28,635,000 | 40,963,000 | 41,958,000 | 42,518,000 |
| Securities held to maturity | 1,800,000 | 1,863,000 | 247,000 | 246,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,484,000 | 85,765,000 | 88,545,000 | 89,174,000 |
| Interest-bearing deposits | 48,167,000 | 76,355,000 | 77,801,000 | 75,896,000 |
| Noninterest-bearing deposits | 5,317,000 | 9,410,000 | 10,744,000 | 13,278,000 |
| Equity capital | 6,909,000 | 11,003,000 | 11,313,000 | 11,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,098,000 | 3,520,000 | 5,141,000 | 6,660,000 |
| Interest expense | 549,000 | 1,851,000 | 2,670,000 | 3,357,000 |
| Net interest income | 549,000 | 1,669,000 | 2,471,000 | 3,303,000 |
| Noninterest income | 61,000 | 231,000 | 343,000 | 501,000 |
| Noninterest expense | 370,000 | 1,430,000 | 2,182,000 | 2,932,000 |
| Provision for loan losses | 15,000 | 55,000 | 85,000 | 130,000 |
| Pretax income | 225,000 | 415,000 | 553,000 | 748,000 |
| Income tax | 33,000 | 56,000 | 89,000 | 164,000 |
| Net income | 192,000 | 359,000 | 464,000 | 584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,636,000 | 8,633,000 | 8,765,000 | 8,911,000 |
| Total capital | 4,987,000 | 9,290,000 | 9,435,000 | 9,580,000 |
| Risk-weighted assets | 27,784,000 | 52,347,000 | 53,462,000 | 53,355,000 |