Call reports 2024
JOURNEY BANK — 2024
What JOURNEY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,568,881,000 | 1,587,912,000 | 1,602,734,000 | 1,592,800,000 |
| Total loans | 1,081,361,000 | 1,101,419,000 | 1,114,836,000 | 1,127,629,000 |
| Allowance for loan losses | 9,351,000 | 9,362,000 | 9,415,000 | 9,858,000 |
| Securities available for sale | 336,828,000 | 332,024,000 | 332,688,000 | 321,822,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,214,472,000 | 1,266,624,000 | 1,291,424,000 | 1,293,267,000 |
| Interest-bearing deposits | 949,546,000 | 1,002,208,000 | 1,020,954,000 | 1,032,729,000 |
| Noninterest-bearing deposits | 264,926,000 | 264,416,000 | 270,470,000 | 260,538,000 |
| Equity capital | 149,510,000 | 152,266,000 | 163,760,000 | 162,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 19,861,000 | 40,031,000 | 60,799,000 | 81,639,000 |
| Interest expense | 7,954,000 | 15,789,000 | 23,806,000 | 31,278,000 |
| Net interest income | 11,907,000 | 24,242,000 | 36,993,000 | 50,361,000 |
| Noninterest income | 2,636,000 | 5,072,000 | 7,474,000 | 10,188,000 |
| Noninterest expense | 9,477,000 | 18,603,000 | 27,717,000 | 37,079,000 |
| Provision for loan losses | 101,000 | 137,000 | 288,000 | 847,000 |
| Pretax income | 4,968,000 | 10,584,000 | 16,472,000 | 22,625,000 |
| Income tax | 747,000 | 1,611,000 | 2,509,000 | 3,386,000 |
| Net income | 4,221,000 | 8,973,000 | 13,963,000 | 19,239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 131,786,000 | 135,399,000 | 139,258,000 | 143,417,000 |
| Total capital | 141,153,000 | 144,399,000 | 148,279,000 | 152,703,000 |
| Risk-weighted assets | 944,875,000 | 963,289,000 | 954,401,000 | 952,452,000 |
Machine access — free, no API key
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