Call reports 2022
JOURNEY BANK — 2022
What JOURNEY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 952,090,000 | 949,255,000 | 949,129,000 | 940,278,000 |
| Total loans | 462,951,000 | 496,294,000 | 514,503,000 | 532,298,000 |
| Allowance for loan losses | 9,159,000 | 8,959,000 | 7,743,000 | 7,279,000 |
| Securities available for sale | 351,689,000 | 361,213,000 | 332,172,000 | 338,381,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 720,348,000 | 712,974,000 | 696,351,000 | 683,286,000 |
| Interest-bearing deposits | 533,766,000 | 527,181,000 | 512,928,000 | 500,480,000 |
| Noninterest-bearing deposits | 186,582,000 | 185,793,000 | 183,423,000 | 182,806,000 |
| Equity capital | 89,185,000 | 82,913,000 | 78,004,000 | 80,991,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,887,000 | 11,987,000 | 19,048,000 | 26,321,000 |
| Interest expense | 503,000 | 1,094,000 | 2,220,000 | 4,061,000 |
| Net interest income | 5,384,000 | 10,893,000 | 16,828,000 | 22,260,000 |
| Noninterest income | 1,961,000 | 3,607,000 | 5,354,000 | 7,343,000 |
| Noninterest expense | 4,463,000 | 9,238,000 | 13,873,000 | 18,886,000 |
| Provision for loan losses | 30,000 | -160,000 | -1,360,000 | -1,810,000 |
| Pretax income | 2,852,000 | 5,422,000 | 8,433,000 | 11,291,000 |
| Income tax | 374,000 | 906,000 | 1,386,000 | 1,662,000 |
| Net income | 2,478,000 | 4,516,000 | 7,047,000 | 9,629,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,505,000 | 97,669,000 | 99,328,000 | 101,037,000 |