Call reports 2021
JOURNEY BANK — 2021
What JOURNEY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 892,809,000 | 913,386,000 | 960,186,000 | 948,713,000 |
| Total loans | 492,405,000 | 475,667,000 | 479,843,000 | 471,234,000 |
| Allowance for loan losses | 9,137,000 | 9,125,000 | 9,125,000 | 9,136,000 |
| Securities available for sale | 223,465,000 | 280,026,000 | 286,676,000 | 334,868,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 675,339,000 | 688,580,000 | 711,604,000 | 702,501,000 |
| Interest-bearing deposits | 496,810,000 | 507,717,000 | 531,617,000 | 517,511,000 |
| Noninterest-bearing deposits | 178,529,000 | 180,863,000 | 179,987,000 | 184,990,000 |
| Equity capital | 100,293,000 | 101,352,000 | 99,787,000 | 99,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,065,000 | 11,925,000 | 18,061,000 | 24,209,000 |
| Interest expense | 602,000 | 1,163,000 | 1,711,000 | 2,247,000 |
| Net interest income | 5,463,000 | 10,762,000 | 16,350,000 | 21,962,000 |
| Noninterest income | 2,021,000 | 3,865,000 | 5,922,000 | 7,834,000 |
| Noninterest expense | 4,498,000 | 8,912,000 | 13,652,000 | 18,042,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 2,956,000 | 5,655,000 | 8,530,000 | 11,634,000 |
| Income tax | 596,000 | 1,118,000 | 1,702,000 | 2,307,000 |
| Net income | 2,360,000 | 4,537,000 | 6,828,000 | 9,327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,541,000 | 94,882,000 | 93,219,000 | 94,878,000 |