Call reports 2020
JOURNEY BANK — 2020
What JOURNEY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 734,328,000 | 819,755,000 | 845,052,000 | 851,174,000 |
| Total loans | 473,201,000 | 496,247,000 | 492,443,000 | 489,949,000 |
| Allowance for loan losses | 8,113,000 | 8,358,000 | 8,705,000 | 9,120,000 |
| Securities available for sale | 187,405,000 | 176,362,000 | 194,455,000 | 207,259,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 537,587,000 | 606,159,000 | 624,296,000 | 634,345,000 |
| Interest-bearing deposits | 413,167,000 | 443,980,000 | 465,651,000 | 476,923,000 |
| Noninterest-bearing deposits | 124,420,000 | 162,179,000 | 158,645,000 | 157,422,000 |
| Equity capital | 96,884,000 | 98,537,000 | 99,552,000 | 100,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,416,000 | 12,633,000 | 18,768,000 | 24,891,000 |
| Interest expense | 977,000 | 1,690,000 | 2,368,000 | 3,024,000 |
| Net interest income | 5,439,000 | 10,943,000 | 16,400,000 | 21,867,000 |
| Noninterest income | 1,705,000 | 3,676,000 | 5,926,000 | 8,115,000 |
| Noninterest expense | 4,328,000 | 8,727,000 | 13,283,000 | 17,260,000 |
| Provision for loan losses | 30,000 | 310,000 | 640,000 | 1,055,000 |
| Pretax income | 2,786,000 | 5,582,000 | 8,403,000 | 11,667,000 |
| Income tax | 431,000 | 961,000 | 1,476,000 | 2,041,000 |
| Net income | 2,355,000 | 4,621,000 | 6,927,000 | 9,626,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,187,000 | 89,632,000 | 91,118,000 | 91,997,000 |