Call reports 2018
JOURNEY BANK — 2018
What JOURNEY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 712,557,000 | 721,291,000 | 722,978,000 | 722,129,000 |
| Total loans | 463,773,000 | 478,722,000 | 479,149,000 | 486,838,000 |
| Allowance for loan losses | 6,875,000 | 6,792,000 | 6,800,000 | 7,250,000 |
| Securities available for sale | 175,979,000 | 179,157,000 | 178,211,000 | 176,254,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 530,126,000 | 529,871,000 | 531,612,000 | 517,033,000 |
| Interest-bearing deposits | 412,786,000 | 408,181,000 | 406,408,000 | 401,474,000 |
| Noninterest-bearing deposits | 117,340,000 | 121,690,000 | 125,204,000 | 115,559,000 |
| Equity capital | 84,309,000 | 85,382,000 | 86,458,000 | 88,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,852,000 | 11,874,000 | 18,249,000 | 24,698,000 |
| Interest expense | 827,000 | 1,740,000 | 2,752,000 | 3,853,000 |
| Net interest income | 5,025,000 | 10,134,000 | 15,497,000 | 20,845,000 |
| Noninterest income | 1,555,000 | 3,127,000 | 4,813,000 | 6,386,000 |
| Noninterest expense | 4,200,000 | 8,325,000 | 12,731,000 | 17,086,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 620,000 |
| Pretax income | 2,350,000 | 4,876,000 | 7,489,000 | 9,525,000 |
| Income tax | 338,000 | 795,000 | 1,172,000 | 1,391,000 |
| Net income | 2,012,000 | 4,081,000 | 6,317,000 | 8,134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,137,000 | 80,422,000 | 81,873,000 | 79,848,000 |
| Total capital | 84,545,000 | 86,005,000 | 87,328,000 | 85,340,000 |
| Risk-weighted assets | 431,081,000 | 445,366,000 | 435,009,000 | 437,554,000 |