Call reports 2017
JOURNEY BANK — 2017
What JOURNEY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 696,665,000 | 696,416,000 | 718,120,000 | 708,326,000 |
| Total loans | 451,554,000 | 457,454,000 | 457,708,000 | 459,754,000 |
| Allowance for loan losses | 6,499,000 | 6,545,000 | 6,581,000 | 6,901,000 |
| Securities available for sale | 176,969,000 | 170,750,000 | 171,264,000 | 180,203,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 527,704,000 | 518,057,000 | 521,841,000 | 521,008,000 |
| Interest-bearing deposits | 410,623,000 | 405,304,000 | 413,784,000 | 406,462,000 |
| Noninterest-bearing deposits | 117,081,000 | 112,753,000 | 108,057,000 | 114,546,000 |
| Equity capital | 82,178,000 | 83,964,000 | 85,032,000 | 84,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,401,000 | 11,032,000 | 16,767,000 | 22,601,000 |
| Interest expense | 591,000 | 1,244,000 | 1,974,000 | 2,746,000 |
| Net interest income | 4,810,000 | 9,788,000 | 14,793,000 | 19,855,000 |
| Noninterest income | 1,478,000 | 3,043,000 | 4,636,000 | 6,279,000 |
| Noninterest expense | 3,886,000 | 7,822,000 | 11,861,000 | 15,809,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 470,000 |
| Pretax income | 2,020,000 | 4,597,000 | 7,126,000 | 9,292,000 |
| Income tax | 418,000 | 1,023,000 | 1,616,000 | 2,788,000 |
| Net income | 1,602,000 | 3,574,000 | 5,510,000 | 6,504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,687,000 | 76,900,000 | 78,066,000 | 78,297,000 |
| Total capital | 80,899,000 | 82,132,000 | 83,302,000 | 83,583,000 |
| Risk-weighted assets | 415,614,000 | 417,187,000 | 417,497,000 | 421,196,000 |