Call report 2015Q4
JOURNEY BANK — 2015Q4
The 22 measures JOURNEY BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 643,299,000 | USD | evidence → |
| Total loans | 423,862,000 | USD | evidence → |
| Allowance for loan losses | 6,359,000 | USD | evidence → |
| Securities available for sale | 168,190,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 477,910,000 | USD | evidence → |
| Interest-bearing deposits | 457,048,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,862,000 | USD | evidence → |
| Equity capital | 78,967,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,524,000 | USD | evidence → |
| Interest expense | 1,884,000 | USD | evidence → |
| Net interest income | 18,640,000 | USD | evidence → |
| Noninterest income | 6,183,000 | USD | evidence → |
| Noninterest expense | 15,526,000 | USD | evidence → |
| Provision for loan losses | 397,000 | USD | evidence → |
| Pretax income | 8,900,000 | USD | evidence → |
| Income tax | 2,004,000 | USD | evidence → |
| Net income | 6,896,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 71,638,000 | USD | evidence → |
| Total capital | 76,611,000 | USD | evidence → |
| Risk-weighted assets | 396,409,000 | USD | evidence → |