Call reports 2011
JOURNEY BANK — 2011
What JOURNEY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 617,601,000 | 597,164,000 | 623,795,000 | 622,694,000 |
| Total loans | 343,381,000 | 345,959,000 | 344,594,000 | 350,838,000 |
| Allowance for loan losses | 4,859,000 | 5,211,000 | 5,158,000 | 5,383,000 |
| Securities available for sale | 202,114,000 | 190,042,000 | 197,664,000 | 194,503,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 483,826,000 | 465,676,000 | 479,390,000 | 483,102,000 |
| Interest-bearing deposits | 468,330,000 | 449,043,000 | 460,488,000 | 461,709,000 |
| Noninterest-bearing deposits | 15,496,000 | 16,633,000 | 18,902,000 | 21,393,000 |
| Equity capital | 68,581,000 | 70,595,000 | 71,587,000 | 67,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,321,000 | 12,540,000 | 18,582,000 | 24,456,000 |
| Interest expense | 1,347,000 | 2,669,000 | 3,902,000 | 5,032,000 |
| Net interest income | 4,974,000 | 9,871,000 | 14,680,000 | 19,424,000 |
| Noninterest income | 1,427,000 | 3,412,000 | 4,831,000 | 6,439,000 |
| Noninterest expense | 4,119,000 | 8,144,000 | 12,106,000 | 15,688,000 |
| Provision for loan losses | 80,000 | 410,000 | 440,000 | 820,000 |
| Pretax income | 2,202,000 | 4,729,000 | 6,965,000 | 9,355,000 |
| Income tax | 570,000 | 1,217,000 | 1,806,000 | 2,418,000 |
| Net income | 1,632,000 | 3,512,000 | 5,159,000 | 6,937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,702,000 | 58,068,000 | 59,150,000 | 55,869,000 |
| Total capital | 61,077,000 | 62,378,000 | 63,449,000 | 60,257,000 |
| Risk-weighted assets | 349,568,000 | 343,122,000 | 343,089,000 | 349,982,000 |