Call reports 2010
JOURNEY BANK — 2010
What JOURNEY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 603,748,000 | 609,375,000 | 613,467,000 | 611,835,000 |
| Total loans | 336,944,000 | 344,804,000 | 340,307,000 | 340,453,000 |
| Allowance for loan losses | 3,987,000 | 4,175,000 | 4,574,000 | 4,801,000 |
| Securities available for sale | 198,607,000 | 195,149,000 | 202,230,000 | 205,089,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 469,126,000 | 472,699,000 | 471,409,000 | 474,322,000 |
| Interest-bearing deposits | 456,456,000 | 457,369,000 | 458,387,000 | 457,962,000 |
| Noninterest-bearing deposits | 12,670,000 | 15,330,000 | 13,022,000 | 16,360,000 |
| Equity capital | 66,544,000 | 67,955,000 | 68,715,000 | 68,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,858,000 | 13,634,000 | 20,247,000 | 26,735,000 |
| Interest expense | 1,768,000 | 3,467,000 | 5,077,000 | 6,585,000 |
| Net interest income | 5,090,000 | 10,167,000 | 15,170,000 | 20,150,000 |
| Noninterest income | 1,298,000 | 2,678,000 | 4,461,000 | 6,151,000 |
| Noninterest expense | 3,948,000 | 7,891,000 | 11,998,000 | 15,890,000 |
| Provision for loan losses | 310,000 | 470,000 | 870,000 | 1,554,000 |
| Pretax income | 2,130,000 | 4,484,000 | 6,763,000 | 8,857,000 |
| Income tax | 566,000 | 1,219,000 | 1,792,000 | 2,356,000 |
| Net income | 1,564,000 | 3,265,000 | 4,971,000 | 6,501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,640,000 | 54,208,000 | 55,388,000 | 56,383,000 |
| Total capital | 56,637,000 | 58,393,000 | 59,724,000 | 60,714,000 |
| Risk-weighted assets | 349,794,000 | 351,574,000 | 346,684,000 | 346,010,000 |