Call reports 2001
JOURNEY BANK — 2001
What JOURNEY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 193,198,000 | 191,952,000 | 204,753,000 | 202,767,000 |
| Total loans | 134,061,000 | 135,515,000 | 133,737,000 | 134,122,000 |
| Allowance for loan losses | 1,554,000 | 1,562,000 | 1,556,000 | 1,467,000 |
| Securities available for sale | 37,253,000 | 38,112,000 | 48,729,000 | 51,485,000 |
| Securities held to maturity | 9,680,000 | 5,505,000 | 3,350,000 | 3,192,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,453,000 | 149,854,000 | 159,539,000 | 158,308,000 |
| Interest-bearing deposits | 138,164,000 | 137,179,000 | 144,024,000 | 144,635,000 |
| Noninterest-bearing deposits | 11,289,000 | 12,675,000 | 15,515,000 | 13,673,000 |
| Equity capital | 16,838,000 | 16,946,000 | 17,476,000 | 17,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,448,000 | 6,854,000 | 10,258,000 | 13,680,000 |
| Interest expense | 1,735,000 | 3,310,000 | 4,828,000 | 6,234,000 |
| Net interest income | 1,713,000 | 3,544,000 | 5,430,000 | 7,446,000 |
| Noninterest income | 406,000 | 873,000 | 1,362,000 | 1,886,000 |
| Noninterest expense | 1,418,000 | 2,886,000 | 4,341,000 | 5,860,000 |
| Provision for loan losses | 45,000 | 87,000 | 142,000 | 247,000 |
| Pretax income | 656,000 | 1,444,000 | 2,309,000 | 3,225,000 |
| Income tax | 199,000 | 425,000 | 681,000 | 953,000 |
| Net income | 457,000 | 1,019,000 | 1,628,000 | 2,272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,677,000 | 16,757,000 | 16,949,000 | 17,160,000 |
| Total capital | 18,215,000 | 18,280,000 | 18,505,000 | 18,627,000 |
| Risk-weighted assets | 123,011,000 | 121,915,000 | 125,467,000 | 137,438,000 |