Call reports 2025
HAVANA NATIONAL BANK, THE — 2025
What HAVANA NATIONAL BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 315,079,000 | 323,929,000 | 322,561,000 | 325,077,000 |
| Total loans | 206,366,000 | 225,984,000 | 229,684,000 | 228,140,000 |
| Allowance for loan losses | 2,169,000 | 2,226,000 | 2,410,000 | 2,450,000 |
| Securities available for sale | 72,584,000 | 71,012,000 | 69,212,000 | 69,171,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,442,000 | 236,484,000 | 231,986,000 | 227,081,000 |
| Interest-bearing deposits | 191,888,000 | 202,804,000 | 197,858,000 | 193,705,000 |
| Noninterest-bearing deposits | 39,554,000 | 33,680,000 | 34,128,000 | 33,376,000 |
| Equity capital | 34,051,000 | 33,742,000 | 35,322,000 | 36,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,599,000 | 7,516,000 | 11,669,000 | 15,800,000 |
| Interest expense | 1,040,000 | 2,126,000 | 3,347,000 | 4,617,000 |
| Net interest income | 2,559,000 | 5,390,000 | 8,322,000 | 11,183,000 |
| Noninterest income | 388,000 | 1,048,000 | 1,480,000 | 1,929,000 |
| Noninterest expense | 1,689,000 | 3,404,000 | 5,139,000 | 6,868,000 |
| Provision for loan losses | 15,000 | 35,000 | 215,000 | 275,000 |
| Pretax income | 1,213,000 | 2,969,000 | 4,418,000 | 5,939,000 |
| Income tax | 286,000 | 656,000 | 1,014,000 | 1,394,000 |
| Net income | 927,000 | 2,313,000 | 3,404,000 | 4,545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,141,000 | 37,306,000 | 38,205,000 | 39,054,000 |