Call reports 2024
HAVANA NATIONAL BANK, THE — 2024
What HAVANA NATIONAL BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 303,331,000 | 313,330,000 | 301,176,000 | 299,847,000 |
| Total loans | 201,438,000 | 205,031,000 | 206,344,000 | 201,774,000 |
| Allowance for loan losses | 1,932,000 | 2,061,000 | 2,085,000 | 2,148,000 |
| Securities available for sale | 71,018,000 | 69,544,000 | 73,005,000 | 70,234,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,871,000 | 237,424,000 | 212,751,000 | 218,495,000 |
| Interest-bearing deposits | 185,464,000 | 199,878,000 | 182,465,000 | 185,788,000 |
| Noninterest-bearing deposits | 42,407,000 | 37,546,000 | 30,286,000 | 32,707,000 |
| Equity capital | 30,306,000 | 30,946,000 | 33,369,000 | 32,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,295,000 | 6,855,000 | 10,534,000 | 14,134,000 |
| Interest expense | 935,000 | 1,911,000 | 2,981,000 | 4,070,000 |
| Net interest income | 2,360,000 | 4,944,000 | 7,553,000 | 10,064,000 |
| Noninterest income | 389,000 | 762,000 | 1,208,000 | 1,686,000 |
| Noninterest expense | 1,540,000 | 3,145,000 | 4,818,000 | 6,468,000 |
| Provision for loan losses | 75,000 | 170,000 | 245,000 | 300,000 |
| Pretax income | 1,134,000 | 2,391,000 | 3,698,000 | 4,982,000 |
| Income tax | 265,000 | 567,000 | 874,000 | 1,181,000 |
| Net income | 869,000 | 1,824,000 | 2,824,000 | 3,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,663,000 | 36,177,000 | 36,966,000 | 37,776,000 |