Call reports 2023
HAVANA NATIONAL BANK, THE — 2023
What HAVANA NATIONAL BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 301,678,000 | 300,518,000 | 302,556,000 | 301,692,000 |
| Total loans | 184,641,000 | 198,392,000 | 207,056,000 | 203,742,000 |
| Allowance for loan losses | 2,102,000 | 2,217,000 | 2,368,000 | 1,870,000 |
| Securities available for sale | 79,440,000 | 77,090,000 | 73,167,000 | 72,914,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,853,000 | 237,355,000 | 227,395,000 | 228,491,000 |
| Interest-bearing deposits | 203,073,000 | 200,915,000 | 188,289,000 | 186,805,000 |
| Noninterest-bearing deposits | 45,780,000 | 36,440,000 | 39,106,000 | 41,686,000 |
| Equity capital | 27,434,000 | 27,647,000 | 27,275,000 | 30,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,946,000 | 6,023,000 | 9,206,000 | 12,441,000 |
| Interest expense | 505,000 | 1,116,000 | 1,883,000 | 2,844,000 |
| Net interest income | 2,441,000 | 4,907,000 | 7,323,000 | 9,597,000 |
| Noninterest income | 377,000 | 769,000 | 1,163,000 | 1,629,000 |
| Noninterest expense | 1,467,000 | 2,908,000 | 4,401,000 | 5,879,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,201,000 | 2,468,000 | 3,635,000 | 4,742,000 |
| Income tax | 284,000 | 584,000 | 859,000 | 1,116,000 |
| Net income | 917,000 | 1,884,000 | 2,776,000 | 3,626,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,137,000 | 33,737,000 | 34,588,000 | 35,335,000 |