Call reports 2022
HAVANA NATIONAL BANK, THE — 2022
What HAVANA NATIONAL BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 339,647,000 | 319,516,000 | 303,870,000 | 303,671,000 |
| Total loans | 172,660,000 | 183,185,000 | 191,448,000 | 181,102,000 |
| Allowance for loan losses | 1,937,000 | 2,002,000 | 2,037,000 | 1,948,000 |
| Securities available for sale | 72,744,000 | 75,863,000 | 77,339,000 | 79,007,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 267,600,000 | 260,313,000 | 248,134,000 | 248,767,000 |
| Interest-bearing deposits | 223,642,000 | 223,154,000 | 208,304,000 | 197,285,000 |
| Noninterest-bearing deposits | 43,958,000 | 37,159,000 | 39,830,000 | 51,482,000 |
| Equity capital | 26,949,000 | 25,984,000 | 24,125,000 | 26,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,041,000 | 4,393,000 | 7,159,000 | 10,067,000 |
| Interest expense | 438,000 | 844,000 | 1,226,000 | 1,623,000 |
| Net interest income | 1,603,000 | 3,549,000 | 5,933,000 | 8,444,000 |
| Noninterest income | 402,000 | 806,000 | 1,246,000 | 1,867,000 |
| Noninterest expense | 1,327,000 | 2,679,000 | 4,059,000 | 5,427,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 620,000 | 1,558,000 | 2,942,000 | 4,634,000 |
| Income tax | 127,000 | 201,000 | 541,000 | 963,000 |
| Net income | 493,000 | 1,357,000 | 2,401,000 | 3,671,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,993,000 | 30,555,000 | 31,527,000 | 32,761,000 |