Call reports 2021
HAVANA NATIONAL BANK, THE — 2021
What HAVANA NATIONAL BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 322,031,000 | 324,389,000 | 322,740,000 | 334,662,000 |
| Total loans | 157,658,000 | 163,208,000 | 175,969,000 | 168,477,000 |
| Allowance for loan losses | 1,756,000 | 1,826,000 | 1,918,000 | 1,920,000 |
| Securities available for sale | 56,825,000 | 57,772,000 | 60,811,000 | 62,848,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,556,000 | 249,103,000 | 246,683,000 | 258,632,000 |
| Interest-bearing deposits | 209,147,000 | 218,054,000 | 211,903,000 | 210,904,000 |
| Noninterest-bearing deposits | 36,409,000 | 31,049,000 | 34,780,000 | 47,728,000 |
| Equity capital | 29,886,000 | 29,947,000 | 30,612,000 | 30,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,004,000 | 3,984,000 | 6,090,000 | 8,219,000 |
| Interest expense | 502,000 | 985,000 | 1,473,000 | 1,946,000 |
| Net interest income | 1,502,000 | 2,999,000 | 4,617,000 | 6,273,000 |
| Noninterest income | 322,000 | 672,000 | 1,056,000 | 1,463,000 |
| Noninterest expense | 1,396,000 | 2,815,000 | 3,915,000 | 5,427,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 368,000 | 740,000 | 1,586,000 | 2,077,000 |
| Income tax | 62,000 | 125,000 | 321,000 | 414,000 |
| Net income | 306,000 | 615,000 | 1,265,000 | 1,663,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,012,000 | 28,979,000 | 29,638,000 | 29,991,000 |