Call reports 2020
HAVANA NATIONAL BANK, THE — 2020
What HAVANA NATIONAL BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 266,513,000 | 293,105,000 | 297,931,000 | 303,380,000 |
| Total loans | 176,131,000 | 174,207,000 | 175,338,000 | 162,865,000 |
| Allowance for loan losses | 1,876,000 | 1,902,000 | 1,936,000 | 1,696,000 |
| Securities available for sale | 44,022,000 | 51,144,000 | 54,035,000 | 53,955,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,509,000 | 215,975,000 | 216,973,000 | 226,407,000 |
| Interest-bearing deposits | 167,521,000 | 185,832,000 | 188,943,000 | 190,593,000 |
| Noninterest-bearing deposits | 35,988,000 | 30,143,000 | 28,030,000 | 35,814,000 |
| Equity capital | 28,921,000 | 29,908,000 | 30,362,000 | 30,768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,501,000 | 4,760,000 | 7,037,000 | 9,228,000 |
| Interest expense | 506,000 | 1,043,000 | 1,584,000 | 2,126,000 |
| Net interest income | 1,995,000 | 3,717,000 | 5,453,000 | 7,102,000 |
| Noninterest income | 331,000 | 628,000 | 964,000 | 1,256,000 |
| Noninterest expense | 1,384,000 | 2,736,000 | 4,006,000 | 5,423,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 882,000 | 1,489,000 | 2,246,000 | 2,710,000 |
| Income tax | 205,000 | 333,000 | 503,000 | 592,000 |
| Net income | 677,000 | 1,156,000 | 1,743,000 | 2,118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,232,000 | 28,476,000 | 28,924,000 | 29,297,000 |