Call reports 2019
HAVANA NATIONAL BANK, THE — 2019
What HAVANA NATIONAL BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 253,338,000 | 254,705,000 | 254,207,000 | 256,226,000 |
| Total loans | 177,345,000 | 185,361,000 | 189,032,000 | 181,859,000 |
| Allowance for loan losses | 1,899,000 | 1,942,000 | 1,939,000 | 1,822,000 |
| Securities available for sale | 44,231,000 | 44,057,000 | 43,148,000 | 44,783,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,981,000 | 191,125,000 | 189,335,000 | 192,514,000 |
| Interest-bearing deposits | 159,596,000 | 166,347,000 | 163,694,000 | 158,322,000 |
| Noninterest-bearing deposits | 36,385,000 | 24,778,000 | 25,641,000 | 34,192,000 |
| Equity capital | 27,004,000 | 27,835,000 | 28,824,000 | 29,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,475,000 | 5,096,000 | 7,839,000 | 10,398,000 |
| Interest expense | 416,000 | 861,000 | 1,366,000 | 1,877,000 |
| Net interest income | 2,059,000 | 4,235,000 | 6,473,000 | 8,521,000 |
| Noninterest income | 312,000 | 644,000 | 1,050,000 | 1,557,000 |
| Noninterest expense | 1,240,000 | 2,649,000 | 4,025,000 | 5,391,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 1,070,000 |
| Pretax income | 1,055,000 | 2,094,000 | 3,302,000 | 3,601,000 |
| Income tax | 256,000 | 505,000 | 803,000 | 841,000 |
| Net income | 799,000 | 1,589,000 | 2,499,000 | 2,760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,518,000 | 26,987,000 | 27,863,000 | 28,139,000 |
| Total capital | 28,417,000 | 28,929,000 | 29,802,000 | 29,961,000 |
| Risk-weighted assets | 195,948,000 | 204,753,000 | 209,981,000 | 202,555,000 |