Call reports 2018
HAVANA NATIONAL BANK, THE — 2018
What HAVANA NATIONAL BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 238,559,000 | 240,464,000 | 245,804,000 | 239,583,000 |
| Total loans | 171,680,000 | 173,582,000 | 182,292,000 | 175,304,000 |
| Allowance for loan losses | 1,771,000 | 1,728,000 | 1,814,000 | 1,846,000 |
| Securities available for sale | 46,590,000 | 45,484,000 | 45,466,000 | 43,677,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,444,000 | 191,399,000 | 186,366,000 | 182,202,000 |
| Interest-bearing deposits | 165,796,000 | 169,276,000 | 162,002,000 | 157,433,000 |
| Noninterest-bearing deposits | 28,648,000 | 22,123,000 | 24,364,000 | 24,769,000 |
| Equity capital | 24,484,000 | 24,781,000 | 25,086,000 | 26,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,275,000 | 4,641,000 | 7,131,000 | 9,661,000 |
| Interest expense | 320,000 | 663,000 | 1,058,000 | 1,488,000 |
| Net interest income | 1,955,000 | 3,978,000 | 6,073,000 | 8,173,000 |
| Noninterest income | 325,000 | 651,000 | 1,003,000 | 1,349,000 |
| Noninterest expense | 1,304,000 | 2,619,000 | 3,921,000 | 5,167,000 |
| Provision for loan losses | 45,000 | 110,000 | 370,000 | 385,000 |
| Pretax income | 906,000 | 1,875,000 | 2,757,000 | 3,942,000 |
| Income tax | 213,000 | 442,000 | 649,000 | 941,000 |
| Net income | 693,000 | 1,433,000 | 2,108,000 | 3,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,540,000 | 24,945,000 | 25,550,000 | 26,304,000 |
| Total capital | 26,311,000 | 26,673,000 | 27,364,000 | 28,150,000 |
| Risk-weighted assets | 196,927,000 | 192,278,000 | 203,162,000 | 195,367,000 |