Call reports 2017
HAVANA NATIONAL BANK, THE — 2017
What HAVANA NATIONAL BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 231,052,000 | 234,592,000 | 240,004,000 | 237,332,000 |
| Total loans | 157,398,000 | 165,966,000 | 175,249,000 | 169,920,000 |
| Allowance for loan losses | 1,705,000 | 1,720,000 | 1,746,000 | 1,726,000 |
| Securities available for sale | 53,392,000 | 50,712,000 | 48,407,000 | 46,824,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,144,000 | 192,180,000 | 184,992,000 | 189,202,000 |
| Interest-bearing deposits | 170,581,000 | 170,443,000 | 163,558,000 | 162,400,000 |
| Noninterest-bearing deposits | 22,563,000 | 21,737,000 | 21,434,000 | 26,802,000 |
| Equity capital | 23,332,000 | 23,952,000 | 24,577,000 | 24,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,092,000 | 4,305,000 | 6,609,000 | 8,998,000 |
| Interest expense | 281,000 | 579,000 | 891,000 | 1,218,000 |
| Net interest income | 1,811,000 | 3,726,000 | 5,718,000 | 7,780,000 |
| Noninterest income | 293,000 | 614,000 | 972,000 | 1,378,000 |
| Noninterest expense | 1,267,000 | 2,546,000 | 3,812,000 | 5,222,000 |
| Provision for loan losses | 45,000 | 90,000 | 142,000 | 180,000 |
| Pretax income | 796,000 | 1,709,000 | 2,741,000 | 3,761,000 |
| Income tax | 242,000 | 528,000 | 874,000 | 1,354,000 |
| Net income | 554,000 | 1,181,000 | 1,867,000 | 2,407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,841,000 | 23,130,000 | 23,830,000 | 24,382,000 |
| Total capital | 24,546,000 | 24,850,000 | 25,576,000 | 26,108,000 |
| Risk-weighted assets | 181,680,000 | 187,820,000 | 199,031,000 | 193,798,000 |