Call reports 2014
HAVANA NATIONAL BANK, THE — 2014
What HAVANA NATIONAL BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 216,375,000 | 217,472,000 | 223,129,000 | 214,750,000 |
| Total loans | 135,710,000 | 137,984,000 | 145,033,000 | 140,767,000 |
| Allowance for loan losses | 1,351,000 | 1,374,000 | 1,443,000 | 1,446,000 |
| Securities available for sale | 62,486,000 | 62,674,000 | 64,976,000 | 59,363,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,833,000 | 190,995,000 | 184,708,000 | 187,025,000 |
| Interest-bearing deposits | 172,852,000 | 173,091,000 | 165,615,000 | 162,347,000 |
| Noninterest-bearing deposits | 17,981,000 | 17,904,000 | 19,093,000 | 24,678,000 |
| Equity capital | 18,600,000 | 19,256,000 | 19,883,000 | 20,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,918,000 | 3,890,000 | 5,955,000 | 8,018,000 |
| Interest expense | 321,000 | 648,000 | 975,000 | 1,294,000 |
| Net interest income | 1,597,000 | 3,242,000 | 4,980,000 | 6,724,000 |
| Noninterest income | 394,000 | 692,000 | 1,027,000 | 1,437,000 |
| Noninterest expense | 1,172,000 | 2,342,000 | 3,507,000 | 4,753,000 |
| Provision for loan losses | 31,000 | 129,000 | 225,000 | 245,000 |
| Pretax income | 805,000 | 1,481,000 | 2,299,000 | 3,222,000 |
| Income tax | 237,000 | 424,000 | 668,000 | 958,000 |
| Net income | 568,000 | 1,057,000 | 1,631,000 | 2,264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,434,000 | 18,644,000 | 19,270,000 | 19,944,000 |
| Total capital | 19,785,000 | 20,018,000 | 20,713,000 | 21,390,000 |
| Risk-weighted assets | 148,136,000 | 149,781,000 | 157,568,000 | 152,175,000 |