Call reports 2013
HAVANA NATIONAL BANK, THE — 2013
What HAVANA NATIONAL BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 213,225,000 | 209,899,000 | 215,963,000 | 217,020,000 |
| Total loans | 125,632,000 | 132,506,000 | 140,218,000 | 133,372,000 |
| Allowance for loan losses | 1,308,000 | 1,320,000 | 1,396,000 | 1,368,000 |
| Securities available for sale | 63,913,000 | 60,137,000 | 59,504,000 | 61,839,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,934,000 | 186,096,000 | 183,096,000 | 191,793,000 |
| Interest-bearing deposits | 168,653,000 | 167,569,000 | 163,566,000 | 160,581,000 |
| Noninterest-bearing deposits | 20,281,000 | 18,527,000 | 19,530,000 | 31,212,000 |
| Equity capital | 18,372,000 | 17,068,000 | 17,691,000 | 17,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,869,000 | 3,820,000 | 5,814,000 | 7,806,000 |
| Interest expense | 346,000 | 691,000 | 1,037,000 | 1,375,000 |
| Net interest income | 1,523,000 | 3,129,000 | 4,777,000 | 6,431,000 |
| Noninterest income | 239,000 | 503,000 | 792,000 | 1,169,000 |
| Noninterest expense | 1,077,000 | 2,147,000 | 3,245,000 | 4,453,000 |
| Provision for loan losses | 30,000 | 72,000 | 160,000 | 225,000 |
| Pretax income | 676,000 | 1,434,000 | 2,185,000 | 2,948,000 |
| Income tax | 184,000 | 398,000 | 607,000 | 825,000 |
| Net income | 492,000 | 1,036,000 | 1,578,000 | 2,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,725,000 | 16,985,000 | 17,578,000 | 18,165,000 |
| Total capital | 18,033,000 | 18,305,000 | 18,974,000 | 19,533,000 |
| Risk-weighted assets | 134,188,000 | 143,534,000 | 152,009,000 | 146,432,000 |